Insurance Telematics
The Most Complete Picture of Driver Risk. In Real Time.
Advanced 1Hz telematics, real-time FNOL, and the UK’s most accurate road speed intelligence — built to transform underwriting, reduce claims, and improve driver outcomes.
Built for Every Telematics Model
One platform. Multiple use cases.
- New / young driver insurance
- Usage-based insurance (UBI)
- Fleet & commercial vehicles
- High-risk and specialist policies
Key Features
1Hz High-Frequency Data Capture
Capture data every second for precise driver behaviour analysis.
• More accurate scoring
• Better underwriting decisions
Real-Time FNOL
Instant incident detection and alerts — enabling immediate insurer response.
• Faster claims
• Reduced costs
• Improved customer journey
UK's Most Accurate Road Speed Intelligence
Powered by Road Angel's proprietary database, delivering ~99% accuracy across UK roads.
• Unlike competitors relying on outdated datasets
• Provides true context behind driver behaviour
Speed Camera & Road Context Data
Understand how drivers behave in real-world enforcement environments.
• Interaction with speed cameras
• Behaviour in high-risk zones
• Speed compliance vs road limits
Not just "how they drive"
But how they respond to real road conditions
Advanced Driver Behaviour Scoring
High-resolution insights into:
• Speed
• Braking
• Acceleration
• Cornering
Enables smarter pricing and risk segmentation
Reliable, Secure Data Infrastructure
Built for consistent data delivery across all conditions.
• Critical for claims, compliance and analytics
Advanced Driver Behaviour Scoring
Enables smarter pricing and risk segmentation
High-resolution insights into:
- Speed
- Braking
- Acceleration
- Cornering
Reliable, Secure Data Infrastructure
Built for consistent data delivery across all conditions.
- Critical for claims, compliance and analytics
Why This Changes the Game
From Generic Scoring → True Risk Understanding
Typical competitors:
- Rely on low-frequency data
- Use outdated road speed databases
- Lack real-world driving context
Road Angel delivers:
- Real-time 1Hz data
- Live road speed accuracy (~99%)
- Speed camera awareness
- Context-driven risk analysis
A far more complete and accurate risk profile
Insurer Outcomes
- Reduce claims frequency and severity
- Improve underwriting accuracy for new drivers
- Identify high-risk behaviour earlier
- Reduce fraud through better incident insight
- Improve loss ratios across portfolios